Need Access to Credit?

First Access Can Help!

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First Access is a great tool for those who have struggled to get access to credit in the past – and it helps gain control of your credit.
  • Quick & easy application process
  • Most credit decisions in 60 seconds or less
  • User-friendly Mobile App
  • Monthly reporting to three major credit bureaus
  • Simple, secure online payments
  • Accepted at millions of U.S. stores & online
  • Credit building
  • Less-than-perfect credit welcome!
Free Vantage Score

FIRST ACCESS IS NOW OFFERING FREE VANTAGESCORE®+ AND CREDIT EDUCATION TO ALL CARDHOLDERS!

  1. Apply for a credit card & get approved.
  2. Make on-time payments every month.
  3. Monitor your VantageScore+ online or with your Mobile App and see how it changes!
+Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0.

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The information described in this website is accurate as of the date you accessed it. If you have questions, please write us at First Access Card P.O. Box 89028 Sioux Falls, SD 57109-9028.

The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc. Card use subject to available credit; for security reasons, card may not be used at automated fuel pumps, for gambling transactions or at merchants outside the United States.